Solar Financing

Financing

Solar Loans

We have many lenders who can help you secure the financing that you need. Please give us a call and we will have one of our team members get you the best possible financing that fits your needs. 

ORANGE COUNTY ONLY​   -

 8 YEAR - 4.50%

10 YEAR - 4.99%

15 YEAR - 5.49%

CALIFORNIA RATE & TERMS

Rates listed below reflect a 0.25% rate reduction for automatic payment from any bank account.

Loan Requirements


• Eligible Products: Solar, Battery Storage, HVAC, Windows, Doors, Roofing (must be combined with Solar)


• $10,000 minimum loan amount for the 12, 15 and 20 year terms. Maximum loan amount is $100,000.


• UCC-1 fixture lien filed for all loans. This fee is added to the loan amount (typically between $100-$300).


• All homeowners on Deed of Trust must be on loan application.


• Equifax for credit reporting. We use the highest score of the borrowers on title.


• Signed copy of contract that includes payment disbursement schedule.



• Minimum credit score requirement is 680.


• Income verification required on loans > $50,000 and/or credit scores < 700.


• Debt-to-Income ratio limits: 700+: < 50%, 660-699: < 45%, 630-659: <40%


• Second homes allowed; Rental properties allowed with a maximum loan amount of $50,000.


• Homes in a Trust allowed, but we need Certification of Trust.


• No prepayment penalties.


• One-time free re-amortization over life of loan. $150 fee for subsequent re-amortizations.


• Loan approvals good for minimum of 60 days. After 90 days, credit will have to be re-pulled.


• First payment due date can be up to 45 days from the loan date.

READY TO MAKE THE SWITCH TO CLEAN RENEWABLE ENERGY WITH SUNGRID SOLAR? GET A FREE QUOTE TODAY!